Rare opportunity to assume a 3.5% FHA loan at 21 years in Tierrasanta, desirable for its top-rated schools, highway access, military base proximity and tight-knit community. This 3-bedroom, 2-bath plus loft end-unit boasts cathedral ceilings, airy loft, and refreshed patio pergola which welcomes natural light and birdsong making it a private oasis. A beloved unit, with only two previous owners, lovingly upgraded to include engineered white oak flooring, newer heating and central AC (2021), newer dual paned windows, newly installed carpet, refreshed kitchen cabinets, and paint throughout. HOA covers water, trash, fencing, roof and gutters, pool, and is pet friendly. Walk the beautiful canyons or hike at nearby Mission Trails. Dont miss a move-in ready unit that embraces the San Diego landscape at a steal.