VA FINANCING AVAILABLE — listing agent has preferred VA lender who has reviewed this specific unit and can close in 25 days. This HOA is currently NOT on Fannie Mae or Freddie Mac approved lists; buyers should plan on VA, portfolio, 20%+ down conventional, or cash. LOWEST LIST PRICE PER SQFT IN THE COMPLEX IN THE LAST 12 MONTHS. Priced for the buyer who wants instant equity — comparable updated units in this complex recently sold at $445K-$475K. Bring your vision and your paintbrush and capture the upside. UNBEATABLE DEL CERRO LOCATION: Less than a mile away from SDSU & trolley, minutes to I-8, I-15, and Hwy 125, near Mission Trails Regional Park, Lake Murray, and Kaiser Permanente Medical Center. Easy access to downtown, beaches, and the airport. HOA amenities include pool, spa, and basketball court. Spacious two-story condo townhome-style floor plan: 2 bedrooms / 1.5 bathrooms, 1,120 sqft, private patio off the living room, fireplace, primary bedroom with walk-in closet. Wood-look tile flooring downstairs. HVAC replaced 2018, electrical panel updated 2022, A/C recently serviced and performing well. Pre-listing home inspection and Section 1 clear termite report available upon request. Photos taken pre-packing — seller actively preparing to relocate. Walls are spackled and just ready for a new owner to paint. Motivated seller, can do fast closing with no seller possession time — bring your offer. Contact listing agent for HOA / financing details.